adyen vs Stripe
Comprehensive comparison for 2026: features, pricing, and expert recommendations
By Shyft Research TeamUpdated Feb 24, 2026
TL;DR
- Both tools is our recommended choice for most users
- Compare ratings, features, and pricing below
- See detailed pricing comparison below
- Choose Adyen if your business operates mainly in Europe or requires in-person payment processing.
adyen Rating
N/A
Stripe Rating
4.4/5
adyen Price
$0/mo
Stripe Price
$0.30 per transaction
When comparing payment processing platforms, Adyen and Stripe are two of the most prominent options. Adyen, based in the Netherlands, is known for its strong presence in Europe and support for online, point-of-sale, and marketplace payments. Stripe, on the other hand, is a global leader in payment processing, offering a comprehensive suite of tools for secure transactions, subscription billing, and fraud prevention.
Both platforms have their strengths and weaknesses. Adyen's key advantage is its EU data processing, making it a preferred choice for businesses operating within the European Union. Stripe, however, boasts a higher Shyft score and a more extensive range of features and integrations, making it a versatile choice for businesses of all sizes.
Quick Verdict
Stripe is the better overall choice for most businesses due to its higher Shyft score and broader feature set. Adyen may be preferable for companies prioritizing EU data processing or needing in-person payment solutions.
Choose adyen
Adyen excels in EU data processing and in-person payments. It is a good fit for businesses operating primarily in Europe or needing point-of-sale solutions.
Choose Adyen if your business operates mainly in Europe or requires in-person payment processing.
OR
Choose Stripe
Stripe offers a broader range of features and integrations. It is ideal for businesses needing a comprehensive payment solution with global reach.
Choose Stripe if you need a versatile payment solution with extensive integrations and global support.
Head-to-Head Comparison
adyen
Stripe
Category
payments
Payments
Rating
No rating
Starting Price
$0/mo
$0.30 per transaction
Free Tier
What it Does
Streamline your payments with Adyen's all-in-one platform.
Payment processing infrastructure for the internet
Frequently Asked Questions
In conclusion, the choice between Adyen and Stripe depends on your specific business needs. If your operations are primarily based in Europe and you require in-person payment processing, Adyen is a solid choice. However, for a more comprehensive and globally supported payment solution, Stripe is the better option. Given its higher Shyft score and broader feature set, Stripe is recommended for most businesses seeking a reliable and versatile payment processing platform.
Our Expert Verdict
“Stripe is the better overall choice for most businesses due to its higher Shyft score and broader feature set. Adyen may be preferable for companies prioritizing EU data processing or needing in-person payment solutions.”
Pros
- • adyen: Established solution
- • Stripe: AI-ready with MCP
Recommendation: We recommend stripe for most use cases.
Verdict: adyen vs Stripe
Winner: stripe
Stripe is the better overall choice for most businesses due to its higher Shyft score and broader feature set. Adyen may be preferable for companies prioritizing EU data processing or needing in-person payment solutions.
Common Questions: adyen vs Stripe
Both adyen and Stripe are strong payments tools. adyen and Stripe has a 4.4/5 rating. The best choice depends on your team size, budget, and specific feature requirements. Both offer ways to try before you buy.