Stripe vs Viva Wallet
Comprehensive comparison for 2026: features, pricing, and expert recommendations
By Shyft Research TeamUpdated Feb 24, 2026
TL;DR
- Both tools is our recommended choice for most users
- Compare ratings, features, and pricing below
- See detailed pricing comparison below
- Choose Stripe for a comprehensive, scalable payment processing solution.
Stripe Rating
4.4/5
Viva Wallet Rating
N/A
Stripe Price
$0.30 per transaction
Viva Wallet Price
$0/mo
When comparing payment processing solutions, Stripe and Viva Wallet are two notable options. Stripe is a global leader in payment infrastructure, offering a wide range of features including secure payment processing, subscription billing, and fraud prevention. Viva Wallet, on the other hand, is a Greek payment service provider that caters to businesses looking for an EU-based alternative. Both tools have their strengths, but they cater to different needs and preferences.
Quick Verdict
Stripe is the better overall tool for most businesses. Viva Wallet is a solid EU-based alternative for companies prioritizing data hosting in Europe.
Choose Stripe
Stripe offers robust payment processing, subscription billing, and fraud prevention. It is ideal for businesses needing a comprehensive, scalable solution.
Choose Stripe for a comprehensive, scalable payment processing solution.
OR
Choose Viva Wallet
Viva Wallet is a good choice for EU-based businesses. It provides local data hosting and compliance with European regulations.
Choose Viva Wallet for EU-based businesses needing local data hosting.
Head-to-Head Comparison
Stripe
Viva Wallet
Category
Payments
payments
Rating
No rating
Starting Price
$0.30 per transaction
$0/mo
Free Tier
What it Does
Payment processing infrastructure for the internet
Viva Wallet provides payment processing services for businesses
Frequently Asked Questions
In conclusion, Stripe is the better overall tool for most businesses due to its comprehensive feature set and scalability. However, if your business is based in the EU and prioritizes local data hosting and compliance, Viva Wallet is a solid alternative. Evaluate your specific needs and choose the tool that aligns best with your business requirements.
Our Expert Verdict
“Stripe is the better overall tool for most businesses. Viva Wallet is a solid EU-based alternative for companies prioritizing data hosting in Europe.”
Pros
- • Stripe: AI-ready with MCP
- • Viva Wallet: Established solution
Recommendation: We recommend stripe for most use cases.
Verdict: Stripe vs Viva Wallet
Winner: stripe
Stripe is the better overall tool for most businesses. Viva Wallet is a solid EU-based alternative for companies prioritizing data hosting in Europe.
Common Questions: Stripe vs Viva Wallet
Both Stripe and Viva Wallet are strong Payments tools. Stripe has a 4.4/5 rating and Viva Wallet. The best choice depends on your team size, budget, and specific feature requirements. Both offer ways to try before you buy.