Plaid
Financial data API connecting apps to bank accounts
Shyft Score
Directory quality rating
68/100
Quiet
Our take
The verdict on Plaid
AI-generated
Plaid provides reliable financial data access with transaction and identity verification, but its usage-based pricing may add up for high-volume users.
Strengths
- Account verification and transaction data access
- Real-time bank data
- Multi-platform support
Limitations
- Usage-based pricing ($0.50 per transaction)
- No AI agent support
Best for: Engineering teams building fintech applications
Try Plaid's free tier to see if it fits your workflow.
See how Plaid fits your stackAbout
What is Plaid?
Financial data API connecting applications to bank accounts. Enables account verification, transaction data access, and identity verification for fintech apps.
Key capabilities
Account verification
Transaction data access
Identity verification
Real-time bank data
Multi-platform support
At a glance
Category
payments
Department
Engineering
Pricing
Usage_based (from $0.50 per transaction)
Website
plaid.com
Capabilities
API
Use cases
What you can do with Plaid
Automate account verification for new customers by connecting to their bank accounts
Enable real-time balance checks for loan approval processes
Facilitate seamless fund transfers between user accounts for peer-to-peer payment services
Best for
Fintech startupsE-commerce platformsPersonal finance apps
Pricing
Plaid pricing
Plaid starts at $0.50 per transaction
Starting at $0.50 per transaction
Ecosystem
Connected ecosystem
MCP servers, AI skills, and integrations that work with Plaid
Integrations
StripeSquareQuickBooksXeroShopifyZapierSalesforcePlaid LinkGoogle Sheets
AI & automation capabilities
REST API
MCP ServerN/A
WebhooksN/A
Free TierN/A
FAQs
Frequently asked questions
Common questions about Plaid and its capabilities
Plaid pricing starts at $0.50 per transaction. Contact Plaid for enterprise pricing and volume discounts.
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