How much does Plaid cost for businesses?

Plaid uses a usage-based pricing model, costing $0.50 per transaction. This makes it a scalable solution for businesses, allowing them to pay only for the financial data access and verification services they utilize.

What are the key features of Plaid for developers?

Plaid offers developers features like account verification, access to transaction data, identity verification, and real-time bank data. It also boasts multi-platform support, making it ideal for building robust financial applications across various environments.

Plaid

Financial data API connecting apps to bank accounts

ReviewedUsage_basedEngineering

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Shyft Score

Directory quality rating

Reviewed

68/100

Quiet

Our take

The verdict on Plaid

AI-generated

Plaid provides reliable account and transaction data with strong identity verification, but per-transaction pricing scales quickly at high volumes.

Strengths

Account verification and transaction data access
Real-time bank data
Multi-platform support

Limitations

Usage-based pricing ($0.50 per transaction)
No AI agent support

Best for: Engineering teams building fintech applications

Try Plaid's free tier to see if it fits your workflow.

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Benefits

Why teams choose Plaid

Accelerate onboarding with 99%+ verification success rates

Reduce fraud with real-time transaction monitoring

Improve customer experience with instant account linking

Expand market reach with support for 12,000+ financial institutions

Future-proof integrations with a single, unified API

About

What is Plaid?

Plaid is a financial data API that enables applications to connect with bank accounts for account verification, transaction access, and identity verification. It powers account linking for fintech apps, lending platforms, and payment services.

Key capabilities

Account verification

Transaction data access

Identity verification

Real-time bank data

Multi-platform support

At a glance

Capabilities

API

Use cases

What you can do with Plaid

Automate account verification for new customers by connecting to their bank accounts

Enable real-time balance checks for loan approval processes

Facilitate seamless fund transfers between user accounts for peer-to-peer payment services

Best for

Fintech startupsE-commerce platformsPersonal finance apps

Pricing

Plaid pricing

Plaid starts at $0.50 per transaction

Starting at $0.50 per transaction

Ecosystem

Connected ecosystem

MCP servers, AI skills, and integrations that work with Plaid

Integrations

StripeSquareQuickBooksXeroShopifyZapierSalesforcePlaid LinkGoogle Sheets

AI & automation capabilities

REST API

MCP ServerN/A

WebhooksN/A

Free TierN/A

FAQs

Frequently asked questions

Common questions about Plaid and its capabilities

Plaid is a financial data API that connects applications to bank accounts. It enables features like account verification, transaction data access, and identity verification, providing real-time bank data for fintech startups, e-commerce platforms, and personal finance apps.